Buying a tiny house

Buy the right tiny house—not just the prettiest one.

Start with where it can go, what it legally is, what it really costs delivered and which layout you can live with every day.

Financing

The financing path starts with what the house legally is.

A site-built or modular home, a HUD-Code manufactured home, a THOW and a park model can fall into very different lending categories. Start there before comparing rates.

Find financing paths to investigate →

Buying used?

Inspect the identity of the house before the finishes.

A used tiny home needs more than a normal walk-through. Classification, title/VIN, certification labels, trailer condition, water damage, systems, transport and destination approval can matter as much as cosmetic condition.

Open used tiny house checklist →

Before sending a deposit

The questions that matter more than countertop color.

What exactly is it?

Site-built dwelling, modular/factory-built home, THOW/RV, or park model can change placement, financing and insurance.

What is included in the price?

Delivery, setup, appliances, stairs/decks, utility connections, foundation work and taxes can sit outside the advertised number.

Which standard or certification applies?

Ask for the actual label, standard and model-specific documentation rather than relying on a generic “certified” claim.

Can it be permitted where you intend to use it?

Do not let a builder's delivery area substitute for local zoning and building approval.